Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Do I Need Specialty Disaster Insurance If I Already Have Commercial Property Insurance?
Posted: January 4, 2020
Every business needs commercial property insurance. It protects your building and property inside the building, as well as fences, outdoor signs, and other exterior fixtures. But if you live in a flood zone or an area prone to earthquakes or other natural disasters, commercial property insurance may not be enough. You may need to purchase additional specialty disaster insurance to provide the protection your business...
Three Uncommon Life Insurance Scenarios
Posted: December 22, 2019
In most cases, when the insured on a life insurance policy dies, the proceeds are paid out to named beneficiaries without a hitch. However, you should be aware of certain unusual scenarios that could occur. Speak with our knowledgeable agent for professional help in avoiding potentially tricky situations with your life insurance policy. Beneficiaries & Insured Persons Die At The Same Time It is not...
Understanding Kidnap & Ransom Insurance
Posted: December 19, 2019
Kidnapping for ransom is a lucrative business for perpetrators and more prevalent than you may think. The Insurance Information Institute (III) reports that kidnapping for ransom is on the increase. Prime targets are wealthy businesspeople and their families, professionals traveling abroad, journalists, and aid workers. Most kidnappings of Americans for ransom or extortion occur in Mexico, Columbia, Central or South American countries, parts of Africa,...
5 Ways To Digitize Your Old Home Movies
Posted: December 11, 2019
Memories stay with you for life. But old tapes and film reels aren’t designed to hold them for nearly as long. It’s true that film, VHS tapes, and DVDs can preserve your home movies for years (or decades) in the right environment. But even if they’re stored in a cool, dry place, the materials can deteriorate – leaving your memories irretrievable. Thanks to modern technology,...
Liquor Liability Insurance Vs. Brewery, Vineyard, and Distillery Insurance
Posted: December 4, 2019
Both the popularity and number of craft breweries, vineyards, wineries, and distilleries are on the rise in the U.S. However, these types of businesses can have complicated insurance needs. Any establishment that has a tasting room or serves alcohol needs liquor liability insurance, but that is only the beginning of the coverage you may need. Our knowledgeable agent can help ensure you have the right...